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Also known as business liability insurance, general liability insurance protects you and your business from “general” claims involving bodily injuries and property damage. Almost every business has a need for general liability insurance. 

If you are a business with employees, it is required by law that you have workers' compensation. Workers' compensation is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time and more.

Professional liability insurance protects professionals such as accountants, lawyers, physicians, and contractors against negligence and other claims initiated by their clients. Professionals with expertise in a specific area require this type of insurance because general liability insurance policies do not offer protection against claims arising from negligence, malpractice, mistakes, or misrepresentation.

Cyber-insurance is a specialty insurance product intended to protect businesses from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities. Risks of this nature are typically excluded from traditional commercial general liability policies or at least are not specifically defined in traditional insurance products.

Commercial umbrella insurance provides an extra layer of liability protection by covering costs that extend beyond your underlying coverage limits.

Catastrophic events to business owners, or key employee can be financially crippling to a business. Having a buy-sell agreement in place backed by a life insurance policy is one way to protect against that. Additionally, key person life insurance can be purchased to protect a business from the financial burdens of catastrophe to a key employee.